Raymond Natter, Partner
rnatter@snwlawfirm.com
202-445-4408

Raymond Natter is a partner in the Washington, D.C. law firm of Sivon,  Natter & Wechsler, P.C. He specializes in representing financial institutions before the U.S. Congress and federal regulatory agencies.

Mr. Natter served as deputy chief counsel of the Office of the Comptroller of the Currency, where his responsibilities included the development and review of all of that agency's regulatory undertakings from 1995 through 2004. At the OCC, Mr. Natter also was responsible for the legal department's securities and corporate practices division, bank structure division and legislative affairs office. The legal department of the OCC's New York and Chicago offices reported directly to Mr. Natter. Prior to the OCC, Mr. Natter served as a senior staffer for eight years on the U.S. Senate Committee on Banking, Housing and Urban Affairs, and was the Committee's Republican chief counsel from 1989 through 1995. Prior to the Senate, Mr. Natter was a senior counsel at the legal department of the Federal Reserve Board in Washington, D.C.

Mr. Natter has written extensively on financial services legal and policy issues, and is often asked to speak at financial institution conferences and seminars and cited in the industry's leading publications for his expertise in the financial services field.

Mr. Natter received his undergraduate degree from Rensselear Polytechnic Institute and his law degree from Georgetown University Law Center. In 1979, he was awarded an LL. M. degree with highest honors from the George Washington University National Law Center. He is admitted to practice in the District of Columbia.

Ray also serves as counsel in the international law firm of Squire Patton Boggs.

Katie Wechsler, Partner
kwechsler@snwlawfirm.com
202-360-8895

Katie Wechsler is a partner in the Washington, D.C. law firm of Sivon,  Natter & Wechsler, P.C. She specializes in representing financial institutions before the U.S. Congress and federal regulatory agencies.

Ms. Wechsler previously served as counsel and associate director of government affairs for The Financial Services Roundtable's Housing Policy Council. In that role, Ms. Wechsler researched, analyzed, and drafted testimonies, regulatory comment letters, and policy papers on housing and mortgage issues, regulations, and legislation.

​Ms. Wechsler received her undergraduate degree from Vanderbilt University and her law degree from The George Washington University Law School. She is admitted to practice in the District of Columbia.

​Katie also serves as counsel in the international law firm of Squire Patton Boggs.

Alfred M. Pollard, Of Counsel
apollard@snwlawfirm.com
202 297-0128

Alfred Pollard most recently served as General Counsel for the Federal Housing Finance Agency for over 20 years. During his tenure, Pollard managed the Office of General Counsel while directly addressing major litigation, legislative, regulatory and state and local matters. Pollard testified before Congress and state legislatures on issues as diverse as energy programs, federal preemption issues, banking legislation, including digital signatures, housing finance topics and foreclosure policies. Pollard served on several presidential task forces relating to fraud in mortgages and consumer lending and as a member of the Administrative Conference of the United States. He routinely worked with federal agency and state government officials as well as corporate executives and corporate boards. Prior to FHFA, Pollard led legislative and regulatory efforts for national trade associations representing the largest financial institutions in the United States. Before that he served as Washington representative on legislative and regulatory issues for the fifth largest U.S. banking firm.  He was staff member for two United States Senators. The range of topics he has addressed included oversight and direct participation in litigation resulting in $25 billion in recoveries for Fannie Mae and Freddie Mac from securities law violations by mortgage backed securities issuers and, in the 1990s, leading a coalition of over 100 firms and associations to secure the first amendment to the Superfund liability provisions in 1996. Pollard was recognized in The Legal 500’s, “GC Powerlist: US Teams,” top 100 U.S. in-house legal departments in 2015 and The National Law Journal's “America’s 50 Outstanding General Counsel” who run an “exemplary in-house law department” in 2014. Pollard graduated from the University of North Carolina where he also received his J.D. degree, and he earned a PhD from the University of Virginia in foreign affairs. For 29 years, he taught law classes at Georgetown Business School, University of Virginia School of Law and The George Washington Business and Law Schools. Pollard is a member of the District of Columbia Bar.

Nancy Worth, Of Counsel
nworth@snwlawfirm.com
240-994-5986

Nancy Worth is Of Counsel in the Washington, D.C. law firm of  Sivon, Natter & Wechsler, P.C.  She specializes in matters involving federal regulatory agencies.   

 She previously served as Special Counsel for the Office of the Comptroller of the Currency (OCC), where she specialized in Federal consumer law and fair lending. She counseled attorneys, policy experts, and bank examiners.  While focusing primarily on mortgages, credit cards, and other lending products,  Ms. Worth has provided advice in connection with ongoing supervision, examination manuals and other guidance,  applications, reports of examination, enforcement actions, and consumer complaints.  In addition, she provided comments in connection with agency review of legislation and CFPB regulations.  Prior to focusing on consumer law, Ms. Worth worked on other bank regulatory matters at the OCC, and earlier served as an international economist at a bank and bank trade association.  

 Ms. Worth received her undergraduate degree from Clark University, her M.B.A. from New York University, and her law degree from Georgetown Law School.  She is admitted to practice in the District of Columbia.